Need an appraisal in RIO PIEDRAS or San Juan County?

Here are the top 7 reasons why PR homeowners need Walter Rivera Real Estate Appraisal:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
To challenge a PR property tax assessment
Remove PMI to reduce a monthly mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a PR divorce, where real estate property needs to be divided
Determine the true market value of real estate in question to settle an estate

Need help deciding the value of your home in or near RIO PIEDRAS, PR?
Contact Walter Rivera Real Estate Appraisal.

At Walter Rivera Real Estate Appraisal, we understand the particular needs of a homeowner seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. But as a consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Walter Rivera Real Estate Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

PMI Removal Appraisals

A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping consumers just like you dismiss unneeded and unwanted PMI insurance.

Challenge San Juan county's assessment of your property

Your local tax assessor may have your home overvalued if your house not appreciating as much as other houses close to yours. That means you're most likely paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Walter Rivera Real Estate Appraisal is your chief weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. An appraisal from Walter Rivera Real Estate Appraisal can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd like to have a professional double-check it for precision or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.